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Rates / Fees

Personal Checking

rates_checking_personal table
Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Heritage Interest Checking$ 100$ 1,000.05%.05%
Heritage Prime Checking$ 100$ 1,000.07%.07%

 

Personal Money Market

rates_mm_personal table
Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Heritage Personal Premium Money Market$ 1,000$ .01
Tier 1 $0.01 - $24,999.999.07%.07%
Tier 2 $25,000.00 and up.10%.10%

 

Personal Savings

rates_savings table
Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Heritage Personal Savings$ .01$ 100.05%.05%
Heritage Health Savings$ 25$ 100.05%.05%
Heritage Christmas Club$ 10$ .00.05%.05%

 

Business Checking

rates_checking_business table
Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Business Interest Checking$ 1,000$ 1,000.07%.07%
Heritage IOLTA$ 100$ 1,000
Tier 1 $1,000.00 - $9,999.99.05%.05%
Tier 2 $10,000.00 - $49,999.99.05%.05%
Tier 3 $50,000.00 and up.07%.07%

 

Business Money Market

rates_mm_business table
Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Heritage Business Premium Money Market$ 2,500$ .01
Tier 1 $0.01 - $24,999.999.05%.05%
Tier 2 $25,000.00 and up.07%.07%

 

CD / IRA

rates_time_deposit table
Account Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
3 Month CD$ 500.13%.13%
6 Month CD$ 500.15%.15%
12 Month CD$ 500.20%.20%
18 Month CD$ 500.25%.25%
24 Month CD$ 500.30%.30%
36 Month CD$ 500.50%.50%
48 Month CD$ 500.60%.60%
60 Month CD$ 500.80%.80%

 

Safe Deposit Boxes

Box Size Annual Fee
3 x 5 $30
5 x 5 $40
3 x 10 $45
5 x 10 $55
10 x 10 $80
33 x 17 Locker* $155
43 x 17 Locker* $175

*Lockers available only at our Main Office location

 

Miscellaneous Fees

Service Fee
Overdraft Fee $32
Overdrawn Account Fee (For each consecutive 15-day period) $10
Returned Item Fee $32
Special Handling (per month) $25
Stop Payment (per item) $32
Draft / Collection (per item) $40
Returned Deposit (per item) $4
Official Check* $5
Check Copies (per item) $3
Account Research (per hour) $25
Statement Copy $5
Wire Transfers* (Incoming) $12
Wire Transfers* (Outgoing) $20
Wire Transfers* (International) Varies

*Service available only to customers

 

Updated 2/27/2018