Our History

      Heritage First Bank opened its doors in Rome, Georgia in January 2001 as a Loan Production Office (LPO) located at 522 Shorter Ave., and converted to a full-service bank on Dec. 16, 2002, with four full-time employees.

      On February 16, 2003, Heritage First opened its East Rome office at 1700 Turner McCall Blvd. During the next five years, the bank began to grow its Rome footprint. In 2008 Heritage First opened the Armuchee office at 2950 Martha Berry Blvd., just north of Mount Berry Mall. In June 2012, the West Rome office was relocated to a newly renovated building at 2211 Shorter Ave.

      The current Main Office opened Oct. 13, 2015, at 501 Broad St., in a building originally built by National City Bank, and a building that has been a center of banking in the community for over 60 years. The first floor of the main branch houses the retail services, and the second floor houses loan and deposit operations, investment department, conference room and community room.

      Heritage First Bank is a locally owned community bank and is very proud to stand behind our slogan “Local Bank. Local Decisions.®”. When you come into any office of Heritage First Bank you will be talking with a banking professional who can handle your total financial needs. There are never any long distance phone calls to be made by you or your banker to get answers to your questions.

      “We are proud to offer a full range of deposit and loan products that are competitively priced,” says Bank President and CEO Ryan Earnest, “Whether it is a home mortgage loan, business loan or consumer loan, a totally free checking account, or investment advice, we have you covered. Additionally, the bank offers state of the art on-line and mobile banking systems available anytime and from anywhere.”

      Heritage First Bank prides itself in our experienced staff of familiar local bankers, many of whom began their banking careers right here in Rome, Georgia. Collectively, our management team has 340 years of banking experience – the majority of which consists of community banking right here in Rome.