Heritage First Bank, Member FDIC
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Personal Banking

Debit Cards

The Heritage First MasterCard Debit Card provides checking account customers access to their funds at thousands of ATMs and merchants worldwide.


  • The MasterCard Debit card is FREE to Heritage First checking account customers1
  • Allows you to make purchases anywhere MasterCard is accepted and debits your checking account
  • Gives you access to thousands of surcharge free ATMs nationwide via the SUM ATM Network.
  • Allows you to withdraw your funds at any ATM2
  • No annual fee
  • Eliminates check writing


If your debit card has been lost or stolen during normal business hours, please call 706/378-3974.

If your debit card has been lost or stolen during non-business hours, please call toll free 866/826-3621.

Find a surcharge free ATM with our SUM Network ATM Locator.

1 Subject to approval
2 ATM fees may apply at non-network ATMs

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