Personal Checking Accounts

Heritage Free Checking
Requirements N/A
Minimum Opening Deposit $50
Monthly Service Charge N/A
Minimum Balance Required N/A
Free Checks Yes, 1 Order Annually1
Unlimited Check Writing Yes
Overdraft Protection Available3
Free Access to Online, Mobile and TeleBanking Yes
Free Heritage First Bank MasterCard Debit Card Yes

Heritage Prime Checking
Requirements Age 50+
Minimum Opening Deposit $100
Monthly Service Charge N/A
Minimum Balance Required N/A
Interest Earned Yes, on Collected Balances of $1,000+
Free Checks Yes
Unlimited Check Writing Yes
Overdraft Protection Available3
Free Access to Online, Mobile and TeleBanking Yes
Free Heritage First Bank MasterCard Debit Card Yes
Other Benefits 20% Discount on Safe Deposit Box Rental5

Heritage Interest Checking
Requirements N/A
Minimum Opening Deposit $100
Monthly Service Charge $7
Minimum Balance to Avoid Monthly Service Charge $1,0006
Unlimited Check Writing Yes
Overdraft Protection Available3
Interest Earned Yes, on Collected Balances of $1,000+
Free Access to Online, Mobile and TeleBanking Yes
Free Heritage First Bank MasterCard Debit Card Yes

Heritage Personal Premium Money Market
Requirements N/A
Minimum Opening Deposit $1,000
Monthly Service Charge $6
Minimum Balance to Avoid Monthly Service Charge $1,0006
Check Writing Limits 6 Transactions Per Statement Cycle2
Overdraft Protection Available3
Interest Earned Yes, on Collected Balances Based on Tiered Structure4
Free Access to Online, Mobile and TeleBanking Yes
Free Heritage First Bank MasterCard Debit Card Yes
Other Fees $5 Per Debit in Excess of 6 Third-Party Items Per Month

1 Basic wallet style
2 Transfers from this account to another account or to third-parties by preauthorized, automatic, telephone or computer transfer (including those by draft, debit card or similar order) are limited to 6 per monthly statement cycle. $5 fee applies per debit item in excess of 6. Withdrawals made in person are not limited.
3 Subject to credit approval
4 Tiered Structure: $0-$24,999.99 and $25,000+
5 Subject to availability
6 $1,000 average daily balance to avoid service charge