Heritage First Bank, Member FDIC
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Personal Banking

Checking Accounts

  Heritage Free Checking Heritage Prime Checking Heritage Interest Checking Heritage Personal Premium Money Market
Requirements N/A Age 50+ N/A N/A
Minimum Opening Deposit $50 $100 $100 $1,000
No Minimum Balance check check $1,0006 $1,000 to Avoid Fee
No Monthly Service Charge check check $7 $6
Free Checks Yes-One Order Annually1 Yes1 N/A N/A
Unlimited Check Writing check check check Six transactions per statement cycle2
Overdraft Protection Available3 Available3 Available3 Available3
Interest Earned N/A On collected balance of $1,000 On collected balance of $1,000 On collected balance of tiered structure4
Free Internet Banking check check check check
Free Online BillPay check check check check
Free eStatements  check check check check
Free 24/7 Heritage TeleBank check check check check
Free Official Checks   check check check
No Monthly Service Fee Debit Card check check check check
Other Benefits N/A 20% Discount on Safe Deposit Box Rental5 N/A N/A
Other Fees N/A N/A N/A $5 per debit in excess of 6 third party items per month

Please contact any of our friendly customer service representatives at one of our conveniently located branches if you have any questions regarding these accounts.

1Basic wallet style.
2Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or computer transfer (including those by draft, debit card or similar order) are limited to six per monthly statement cycle. Withdrawals made in person are not limited.
3With credit approval.
4Tiered Structure: $0 - $24,999.99; and $25,000 and above.
5Subject to availability.

6$1,000 average daily balance to avoid fee.

FDIC Equal Housing Lender
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