Heritage First Bank, Member FDIC
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Business Banking

Business Loan Products

Commercial Loans

  • Modernize, renovate and improve existing buildings
  • New building construction
  • Refinance existing debt or purchase new facilities
  • Purchase equipment, machinery or vehicles such as airplanes, office and medical equipment, farming equipment
  • Fund working capital needs
  • Letters of Credit

Commercial Lines of Credit

  • Seasonal or cyclical uses for inventory, accounts receivable and working capital

Heritage First Bank lenders would be happy to serve your business loan needs. Please contact any branch and ask for a Commercial Loan Officer.

SBA Loans

Small Business Administration (SBA) loans provide an excellent source of financing for business pursuits and offer, in many instances, lower equity requirements along with longer amortization periods. SBA loans can assist your growing business acquire fixed assets such as machinery, purchase or renovate real estate and even supply some working capital. SBA loans are for owner occupied and operated for profit businesses that are organized as a sole proprietorship, corporation or professional partnerships.

If you would like more information about SBA loans, please call 706.232.5600 and ask to speak to a Commercial Lender.


FDIC Equal Housing Lender
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