Heritage First Bank, Member FDIC
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Rates & Fees

Rate Sheet -- Deposits

This rate sheet contains information about interest rates and annual percentage yields for some of the accounts we offer.  Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Rate may change after account is opened for variable rate accounts. Rates and fees are subject to change without notice. To obtain current rates and annual percentage yields, please call us at one of our three convenient locations.

Heritage Personal Checking

Heritage Business Checking

Heritage Personal Money Market

Heritage Business Money Market

Heritage Savings Accounts

Heritage Time Deposit Accounts

If you have any questions regarding these rates and/or fees, please contact one of our friendly customer representatives at any of our conveniently located branches.

Miscellaneous Fees

Overdraft Fee $ 32.00
Overdrawn Account Fee $ 10.001
Returned Item Fee $ 32.00
Special Handling (per month) $ 25.00
Stop Payment Items (per item) $ 32.00
Draft/Collection Items (per item) $ 40.00
Returned Deposit Item (per item) $   4.00
Official Check2 $   5.00
Check Copies (per item) $   3.00
Account Research (per hour) $ 25.00
Statement Copy $   5.00

Wire Transfer Fees2

  International Wire Transfer

$  12.00
$  20.00
Fee Varies

Safe Deposit Box Annual Fees


$  30.00
$  40.00
$  45.00
$  55.00
$  80.00

Locker Annual Fees - Available Only at 501 Broad Street Location


$ 155.00
$ 175.00

1For each consecutive 15-day period that the account is overdrawn.

2This service is for customers only.


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