Heritage First Bank, Member FDIC
  • eBanking
  • Personal Banking
  • Business Banking
  • Mortgages
  • Investments & Insurance
  • About Us
Business Banking

Business Checking

  Business Free Checking Business Regular Checking Heritage Commercial Checking Business Interest Checking Heritage Business Premium Money Market
Designed for Absolutely free account for small business with less than 250 items per month. Medium size business with less than 500 items per month Business with more than 500 items per month Interest bearing account available to all types of businesses Business with small number of transactions that desires to earn interest
Minimum Opening Deposit $100 $100 $100 $1,000 $2,500
Monthly Service Charge N/A $10 N/A $12 $10
Minimum Balance to Avoid Fee N/A $2,000 N/A $2,500 $2,500
Fees No fee on first 250 transactions in statement cycle1 No fee on first 500 transactions in statement cycle1 Dependent on account activity - See Analysis Structure2. Earnings credit based on 91 day T-Bill less 10% reserve requirement. No fee on first 250 transactions in statement cycle1 No fee on first six transactions3 per month
Interest Earned N/A N/A N/A On daily balance On daily balance according to tiered structure4
Free Internet Banking Check Check Check Check Check
Free Online BillPay Check Check Check Check Check
Free Image / eStatements Check Check Check Check Check
Free 24/7 Heritage TeleBank Check Check Check Check Check
Free Official Checks   Check Check Check Check
Other Benefits Free small Safe Deposit Box or $30 discount on larger box for one year N/A N/A N/A N/A

Please contact any of our friendly customer service representatives at one of our conveniently located branches if you have any questions regarding these accounts.

  • 1Combination of items paid, deposits and deposited items. Excess activity fee is $.25 per transaction.
  • 2Analysis Structure:
    Account Maintenance Fee $10.00
    Item deposited $0.08
    Item paid on account $0.18
    Roll of coins issued $0.07
    Strap of bills issued $0.30
    Charge backs re-deposited $5.00
    Collection item $20.00
    Negative collected balance fee Prime Rate Plus 3%
  • 3$6.00 per debit item in excess of 6, excluding withdrawals made in person.
  • 4Tier 1: $0.01 - $24,999.99; Tier 2: $25,000.00 and up.
FDIC Equal Housing Lender
Terms of Use  |  Security  |  Privacy  |  FDIC Notices  |  Property for Sale